Revolut provides a multi‑currency card that works on Russian POS terminals without additional fees for ruble transactions. Users can exchange currencies within the app at interbank rates, then spend the converted rubles directly. The card is contactless and chip‑and‑pin enabled. Revolut also offers instant peer‑to‑peer transfers to Russian contacts via local bank details. Some merchants may request a local Russian card for large purchases, but most accept Revolut without issue.